You need to apply for disability benefits if you cannot work for at least 12 months. Disability benefits replace your income.
Under Social Security rules, if you are unable to work a full-time job because of a physical or mental impairment, then you deserve disability benefits.
The Social Security Administration will consider you disabled if:
- You cannot do work that you did before;
- You cannot adjust to other work because of your disability; and
- Your disability is expected to last for at least one year or to result in death.
- Additionally, in order to qualify for Social Security Disability benefits, workers over the age of 30 must have acquired worker at least 20 work credits within the ten year period just prior to the occurrence of the disability. The Social Security Administration often calls this rule the “20/40 rule.” Find out more about the definition of work and substantial gainful activity here.
- Please note that if you do not have enough work credits to qualify for SSD benefits, then you can apply for SSI benefits. However, we cannot fix the problem of you not having enough work credits. The only way to fix that problem is for you to go back to work.
SUPPLEMENTAL SECURITY INCOME BENEFITS
Supplemental Security Income benefits (SSI) are different from Social Security Disability benefits. SSI benefits are a supplement to a low monthly SSD benefit.
SSI is also for people who have not worked enough to be covered under the quarters of coverage rule to obtain SSD benefits. Likewise, it is for those who have never worked. Also, SSI is for children.
In order to be eligible for SSI benefits, you must meet the disability requirements. However, you must also meet SSA’s income and asset requirements. Typically, you will need an attorney to help you prove you should receive disability benefits. People who hire an SSD attorney are 3 times more likely to win benefits.
SSI benefits also come with Medicaid benefits to pay for healthcare costs. Medicaid is a healthcare benefit that pays for doctor’s visits and other healthcare needs. Find more information about Medicaid here.
DO YOU NEED TO APPLY FOR SSD OR SSI BENEFITS?
If you have a disabling impairment and it is going to keep your from working for over a year, then you may be eligible for SSD benefits. This is also true if you have a disability that is going to result in death. If you can no longer work, then you need to apply for benefits.
You may not know how to do that. Fortunately, we do. We have spent over 30 years helping clients apply for and win disability benefits. During that time, we have won over 20,000 disability cases.
Applying for benefits with our help is simple. We will help you file your application for benefits online at the Social Security website. If you receive SSD benefits, then within 24 months of your onset date of disability, you will also receive Medicare benefits. Medicare benefits pay for healthcare. Find out more about Medicare benefits here.
DO YOU NEED TO APPLY FOR PRESUMPTIVE DISABILITY BENEFITS?
If you believe you have a condition that will automatically qualify you for disability benefits, then read here about presumptive disability benefits. The SSA also has a list of disabilities that they consider to be compassionate allowances. Learn more about what qualifies for compassionate allowance here.
In addition to helping you apply for SSD benefits, we can help you appeal. We will appeal any denial you receive from the SSA. Chances are high that you will receive a denial of your Social Security disability claim at the initial level. You may also receive a denial at the reconsideration level. If so, then you need to appeal within 60 days. SSA will make you start your application over again if you do not appeal within the 60 day deadline. So, don’t miss it.
WHERE CAN YOU GET HELP WITH YOUR APPLICATION?
You can apply for benefits online at the SSA website no matter where you live. If you live in Utah, you can find out about Utah disability benefits here. You will need medical records to support your disability application. If you don’t have health insurance, this website lists resources for you. Read here on our website to find free and low cost medical care in Utah.
If you live in Las Vegas, Henderson, or Reno, then we have Nevada disability benefit information here. Go here if you need help filing for disability benefits in Nevada. We have similar information about California disability benefits here.
CONTACT US AND WE WILL TELL YOU IF YOU QUALIFY FOR SSD BENEFITS
To learn about your legal options, call Cannon Disability Law at 801-322-2121 or call toll-free at 800-732-2323. Speak to one of our disability attorneys and intake specialists today. You can also contact us online and we will call you.
Our attorneys practice in Utah, California, and Nevada. We also represent clients in Idaho, Arizona, Washington, and other states. Find out more information about Utah disability benefits here.
Our main office is in Salt Lake City, Utah. However, there are also hearing offices in Las Vegas, San Francisco, Oakland. Our office represents clients in court in all of those places.
We are also familiar with the disability laws where you live. Understanding the medical evidence that the judge needs to see will help you win your case. It also helps us present the best arguments in court. If we accept your case, we will drive or fly to the SSA office nearest you. Therefore, we can help you no matter where you live. If you need to apply for disability benefits, contact us today.
CANNON DISABILITY WANTS TO HELP YOU IF YOU NEED TO APPLY
The eligibility rules for disability benefits are favorable for people who are over 50 years old. Qualifying disabilities can be both physical disability and mental disability. Or, they can be a combination of both.
You may have a disabling back impairment. Perhaps you have Arthritis, Multiple Sclerosis, Cerebral Palsy, or Fibromyalgia. Additionally, you could have heart disease that prevents you from working. These are only some examples of physical impairments. As you know, physical impairments can be disabling.
You may have mental impairments that keep you from working. For example, you may have Depression. Depression has a host of symptoms that can interfere with work. For example, if you cannot concentrate, you can’t do work tasks.
Another example of a mental disorder that can stop you from working is Anxiety. If you have a panic attack at work, then you cannot talk to the public or deal with co-workers. Schizophrenia is also a severe mental impairment. As is, Traumatic Brain Injury.
You could also have an intellectual disability. Find out more about intellectual disability or IQ issues here. These are examples of mental impairments that cause disability.
Sometimes, disability occurs over time. You may have worked for years, but as your disease became worse, you became unable to work. If you have a disability and lost your job, then call us.
Likewise, if you cannot work due to your disability, then call us. It doesn’t cost anything to ask us questions. The lawyers, staff, and paralegals at Cannon Disability want to help you if you need to apply for disability benefits.