DO YOU NEED TO APPLY FOR SSDI & SSI BENEFITS?
You need to apply for SSDI and SSI benefits if have a severe medical condition that prevents you from working for at least 12 months. Social Security benefits replace your income and pay your bills when you cannot work. However, please note that there is no such thing as temporary SSD benefits. Additionally, there is no such thing as “partial” SSD benefits.
You are only able to receive SSDI and SSI benefits if you have been or are expected to be unable to work for more than one year. Injuries that will heal in under a year are not payable under the SSA system. Therefore, under Social Security rules, if you are unable to work because of a physical or mental condition for one year, then you deserve SSDI and SSI benefits.
Our law firm has over 30 years of legal experience winning benefits for our clients. We can help you file your application for SSD benefits. If you hire us, then you won’t pay an attorney fee until we win your benefits. Learn more here about attorney fees in SSD cases.
WHEN WILL THE SSA GRANT YOU SSD BENEFITS?
The SSA will grant you SSD and SSI benefits if:
- You cannot do work that you did before;
- You cannot adjust to other work because of your severe illness; and
- Your condition is expected to last for at least one year or to result in death.
- Additionally, for SSD benefits, workers over the age of 30 must have worked at least 20 work credits within the ten year period prior to filing for benefits. The SSA often calls this rule the “20/40 rule.” Find out more here about how the SSA defines work and substantial gainful activity.
- Please note that if you do not have enough work credits to qualify for SSD benefits, then you can apply for SSI benefits. However, we cannot fix the problem of you not having enough work credits. The only way to fix that problem is for you to go back to work.
SUPPLEMENTAL SECURITY INCOME BENEFITS
Supplemental Security Income benefits (SSI) are different from Social Security Disability benefits. SSI benefits are a monthly payment of benefits that are added onto to a low monthly SSD benefit.
SSI is also for people who have not worked enough to be covered under the quarters of coverage rule to obtain SSD benefits. Likewise, it is for those who have never worked. Also, SSI is for children.
In order to be paid SSI benefits, you must meet the medical rules found in the SSA’s blue book. However, you must also meet SSA’s income and asset rules. Typically, you will need an attorney to help you prove you should receive SSI benefits. People who hire an SSI attorney are 3 times more likely to win benefits.
SSI benefits also come with Medicaid benefits to pay for health costs. Medicaid is also an insurance benefit that pays for visits to the doctor and other health needs. Find more information about Medicaid benefits.
WE CAN HELP YOU APPLY FOR SSDI & SSI BENEFITS
If you have a severe illness that is going to keep your from working for over a year, then you may be able to get monthly payments called SSD benefits. This is also true if you have a medical illness that is going to result in death. If you can no longer work, then you need to apply for benefits.
You may not know how to do that. Fortunately, we do. We have spent over 30 years helping clients apply for and win SSD benefits. During that time, we have won over 20,000 SSD and SSI cases.
Applying for benefits with our help is simple. We will help you file your application for benefits online at the Social Security website. If you receive SSD benefits, then within 24 months of your onset date of disability, you will also receive Medicare benefits. Medicare benefits are a form of health insurance that pays for your medical bills. Find out more about Medicare benefits.
Make sure to apply for SSD and SSI benefits as soon as you know that you are not going to return to work due to your medical condition. SSI benefits only pay out from the date of your application. Additionally, you cannot win benefits if your medical conditions became severe after your date last insured. Read here, if you need to learn more about the date last insured.
With SSD benefits, you can receive past due benefits one year prior to the date of your application. The opposite is true with SSI benefits. SSI benefits begin the day you apply and they do not go back prior to that date. If you do not apply quickly, you are losing benefits. Learn more about past due SSDI benefits.
DO YOU NEED TO APPLY FOR PRESUMPTIVE BENEFITS?
If you believe you have a medical condition that is so severe that everyone would agree you cannot work, then read about presumptive benefits. This type of benefit only available to those seeking SSI benefits. The SSA also has a list of physical and mental conditions that they believe automatically keep you from working. Learn more here about what counts as a compassionate allowance for benefits.
In addition to helping you apply for SSD benefits, we can help you appeal. We will appeal any denial you receive from the SSA. Chances are high that you will receive a denial of your Social Security claim at the initial level.
You may also receive a denial at the next level. If so, then you need to appeal that denial within 60 days. SSA will make you start your application over again if you do not appeal within the 60 day time limit. So, don’t miss it.
Do you want to retire early because you have a severe illness? Before you do, consider filing for SSD benefits instead. Monthly SSD benefits are higher than early retirement benefits. Find out more about the difference between early retirement and SSD benefits.
WHERE CAN YOU GET HELP WITH YOUR APPLICATION?
You can apply for benefits online at the SSA website no matter where you live. If you live in Utah, you can find out about Utah SSD benefits. You will need medical records to support your SSD and SSI application. If you don’t have health insurance, this website lists resources for you. Read our website to find free and low cost medical care in Utah.
If you live in Las Vegas, Henderson, or Reno, then we have Nevada SSDI benefit information. Go here if you need help filing for SSD and SSI benefits in Nevada. Also, you can learn more information about California SSD benefits.
Likewise, read here if you need more information about Colorado SSD benefits. Finally, Idaho SSDI and SSI benefit information can also be found on your website. The SSD program is a federal program, which means that your can be paid benefits in any state that you live. As long as you work and pay your taxes.
WE WILL TELL YOU IF YOU QUALIFY FOR SSD BENEFITS
Our attorneys practice in Utah, California, and Nevada. We also represent clients in Idaho, Arizona, Washington, and other states. Find out information about how to apply for Idaho SSDI and SSI benefits. Additionally, read here for more information about Utah SSDI and SSI benefits.
Our main office is in Salt Lake City, Utah. However, there are also hearing offices in Las Vegas, San Francisco, Oakland. Our office represents clients in court in all of those places.
We are also familiar with the Social Security benefit laws where you live. Understanding the medical evidence that the judge needs to see will help you win your case. It also helps us present the best arguments in court.
If we accept your case, then we will drive or fly to the SSA office nearest you for your hearing. Therefore, we can help you no matter where you live. If you need to apply for SSDI and SSI benefits, then contact us today.
WE WANT TO HELP YOU APPLY FOR SSD BENEFITS
The SSA rules for benefits are helpful for people who are over 50 years old. When you are 50 or older, you can win benefits for both physical conditions and mental illness. Or, you can win benefits for a combination of both.
You may have a severe spinal condition. Perhaps you have Arthritis, Multiple Sclerosis, Cerebral Palsy, or Fibromyalgia. Additionally, you could have heart disease that prevents you from working. These are only some examples of physical conditions. As you know, physical conditions can easily prevent you from working, because you can’t do the lifting, sitting, and standing for the job.
You may have mental conditions that keep you from working. For example, you may have Depression. Depression has a host of symptoms that can interfere with work. For example, if you cannot concentrate, you can’t do work tasks or follow instructions.
THE SSA PAYS BENEFITS FOR BOTH PHYSICAL AND MENTAL CONDITIONS
Another example of a mental condition that can keep you from working is Anxiety. If you have a panic attack at work, then you cannot talk to the public or deal with your fellow workers. Schizophrenia is also a severe mental illness. For example, it is very difficult to follow instructions if you are hearing voices or seeing things that aren’t there.
Another mental condition that creates problems at work is Traumatic Brain Injury. A TBI can impair your ability to concentrate and it can also impair your memory. If you can’t follow instructions, then you can’t work. Likewise, if you can’t concentrate and finish tasks, then you can’t work.
Other common problems that interfere with work are IQ issues. If you have a mental condition, then you will need medical records that prove how severe it is. Read here to learn more about how to use SSA’s Part B rules to prove you meet a mental listing. Severe mental conditions can prevent you from being able to work a forty hour work week.
More often than not, physical conditions get worse over time. Even mental illness, for example, can become worse. You may have worked for years, but as your symptoms get worse, you may find you can no longer work. If you have a severe illness and lost your job because of your symptoms, then call us. We can help.
It doesn’t cost anything to ask us questions. The lawyers and staff at Cannon Disability want to help you. Especially, if you need to apply for SSD and SSI benefits. Contact us today. Put our legal experience to work for you.