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Do you know how to apply for SSD benefits? Are you wondering what is the best way to apply? If so, we have some answers. If you have access to the internet, then you should apply online at Applying online is easy. The SSA website will walk you through the SSD application process.

Before you apply for SSD or Supplemental Security Income benefits, make sure you have the information you need.  Prepare in advance. You will need your personal information. For example, you will need your Social Security number. You will also need your birthdate and birthplace. If you are married or divorced, you will need those dates as well. Likewise, you will need your parent’s names and, if you have children, you will also need their names and birthdates.


Additionally, you will need to give your bank account information to the SSA. If you do not have a bank account, this will not stop you from applying for benefits. You can leave that part of the application blank and give the SSA you bank account information at a later time.

When you apply for SSD benefits, you will also need to provide a list of your doctors. You should include, along with their names, a list of their addresses and phone numbers. The reason you need to give this information is so the SSA can collect your medical records. You medical records prove your disability.

The SSA will ask you for a list of the jobs you have had for the past 15 years.  If you have worked full-time, for longer than 3 months at any job, then you will need to give that information to the Social Security Administration. If you don’t write it down when you apply, they will ask you for it later. The SSA cannot make a decision on your disability case unless you give them your work history.

You may also need to provide a copy of your birth certificate or, if you have become a citizen of the U.S., you will need your official paperwork to submit along with your application.  Don’t let the lack of some of this information prevent you from applying for benefits.

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When filing an application for disability benefits online, you will be asked to choose the date that your disability began.  This date is called your “alleged onset date” and it is the date the SSA will use to establish your disability. Choosing an onset date of disability is important to your case because the SSA may not accept the date that you choose. If they don’t, then can cause a delay in your case.

It is important to choose an onset date of disability that coincides with the date you stopped working due to your disability. SSA defines work as earning money at the level of substantial gainful activity (SGA). In 2021, that amount of money, or SGA, is $1310 per month. If you are earning over the level of substantial gainful activity, you are not eligible to apply for disability benefits. If you stop working for reasons other than disability and then become disabled, then you can choose an onset date that coincides with your doctor’s opinion of when your disability began.


Do not choose an onset date of disability in the past when you were working. While your medical impairment might have begun while you were working, you cannot get disability benefits while working. Therefore, the onset date of your disability must begin after your work ceased. The date you allege disability is also important because it will be the date that the SSA uses to calculate your back benefits. Additionally, it is also the date the SSA uses to calculate your Medicare benefits.

If you are awarded SSI benefits, your monthly benefits will begin on the day that you applied for SSI benefits.  However, if you are approved for Social Security Disability benefits, you will have a five-month waiting period from your established date of the disability.  SSD benefits can be paid a year prior to the date of your application, as long as you were not working.  Therefore, it is important to choose an alleged onset date of disability that coincides with the date you became disabled and the date that you were no longer able to work.


If you need to file your application for SSD benefits, contact us at Cannon Disability Law. We will help you file your online application. Additionally, we offer a free consultation.  Moreover, it costs no money up front to hire us to help you win your case.

The disability legal team at Cannon Disability Law helps thousands of people every year. We have been practicing disability law for over 30 years. During that time, we have won over 20,000 SSD and SSI cases. Additionally, we have won over $100 million in disability benefits for our clients.

Not only will help you file your application online. After that, we will appeal any SSA denial you receive. Prior to your disability hearing, we meet with you to discuss the questions the Judge will ask. Every person is different and has unique issues that they face. Therefore, when we prepare you for your hearing, we focus on your unique disabling impairments. It is our job, as your disability legal team, to show the Judge why your impairments prevent you from working. Contact us today for help with your SSD application.

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