What are Supplemental Security Income Benefits?
Even if you haven’t worked, your disability may entitle you to SSI benefits. SSI benefits, or Supplemental Security Income benefits, are exactly what they say they are; they are a supplement. In other words, the benefit supplements your income or is supplemental to your disability benefit if it is low. The supplement is designed to give you additional income to bring you to a certain standard of living when you have a disabling impairment that prevents you from working.
SSI benefits are a set amount each month. Each state sets the amount of SSI for its’ citizens. The monthly amount is the same for every citizen who lives in that state. Typically, receiving SSI benefits means you also qualify for Medicaid. Contact Cannon Disability Law now at and find out for free if you or your child qualify for disability benefits.
THE DIFFERENCE BETWEEN SSI AND SSD BENEFITS
Supplemental Security Income (“SSI”) benefits are different than Social Security Disability (“SSD”) benefits. SSI benefits are a “supplement” to SSD benefits, paid to you if your monthly SSD benefit is a low amount of money. It is also a benefit you can receive if you have never had a job or even if you have only worked for a short period of time. In order to be eligible for SSI you must meet the disability requirements. SSI benefits also come with Medicaid.
However, you must also qualify financially by not having significant assets (a cabin, snowmobiles, a boat) or money (more than $2000 saved in the bank). The financial asset rules that govern SSI are complex. Therefore, you may need the legal help of an SSI benefits attorney to navigate your eligibility. Our office is in Salt Lake City, but our attorneys can help you wherever you live.
Many parents wish to qualify for SSI benefits simply to obtain Medicaid. This makes sense considering that medical bills can be so overwhelming. Unfortunately, in order to qualify for Medicaid you usually must also qualify for SSI. This is not necessarily true in all circumstances, so make sure that you check with Medicaid. However, if you qualify for even one dollar of SSI benefits, you typically qualify for Medicaid benefits as well.
YOU MAY QUALIFY FOR BOTH SSI AND SSD PAYMENTS
SSI is for individuals with a disability who have never worked. Or, the benefits are for children with a severe disability. Typically, you will know if your child has a severe disability that qualifies for the SSI benefits because your child will be struggling in school and also, struggling at home. Or, you child may be in a hospital, institution, or live in a home with special supports in place. You or your child may qualify for Supplemental Security Income benefits
You may also qualify for SSI if you have worked, but have earned a low income. For example, perhaps you work at a job with low wages and you rely on tips. Likewise, maybe you are a waitress or an airport baggage handler. These jobs may have a low wage, but because you pay taxes you still qualify for disability benefits.
FILING A CONCURRENT CLAIM OR QUALIFYING FOR BOTH SSD AND SSI BENEFITS
If you have worked full-time and earned a low wage, you could qualify for a combination of both SSI and SSD benefits. The SSA calls this a “concurrent claim” for disability benefits. SSI benefits are a supplement to SSD benefits. Together, the two benefits, can bring you to a higher monthly benefit amount than one benefit alone. However, in order to win SSI, you must have a severe disability and be unable to work. Additionally, you must meet SSA’s income and asset requirements.
SSI benefits are also available to children who have a severe disability. Of course, the child’s eligibility depends on two factors. First, the child must have a qualifying disability. Second, the income and assets of the parents must be low enough that the child qualifies for SSI under the financial factors.
OUR SALT LAKE CITY SSI ATTORNEYS WILL ANSWER YOUR QUESTIONS FOR FREE
The lawyers and staff at Cannon Disability Law can help you file your application for SSI benefits online at Social Security’s webiste. Usually, we can tell you over the phone if you or your child are eligible to apply for disability benefits. Call us at (801) 322-2121 or fill out our contact form and we will answer your questions for free about obtaining disability benefits.
If you want to win SSI benefits, you need to take the first step and call us now. Hire our experienced team of disability attorneys to help you with your case. You need to go to the doctor, counselor, or treating medical source to prove that you have a disability. The medical records are the information we will need to prove to the SSA that you meet the disability criteria. Don’t worry. Your job is to go to the doctor and get treatment for your condition. We will help you collect the medical records you need to prove your disability to the SSA.
IF YOU NEED HELP WITH YOUR CLAIM REACH OUT TO US
If you need help in finding free medical care, use the list of free and low-cost medical resources on our website. Taking the first step, by calling us, is always the most challenging step on the journey to obtaining your benefits. Don’t be worried to reach out to our disability team. Our legal team wants to help you. We offer a free consultation. What that means is that you can call us and explain your situation. At that point, we will evaluate your case for free and let you know if you have a chance to qualify for SSI benefits. We do not charge you for our evaluation.
There are many reasons to hire an SSD and SSI attorney. But the first reason is it pays to hire an attorney with experience. Our legal team has the experience you need to win your case. In the past 30 years, we have won over $100 million in past-due and ongoing SSD and SSI benefits for our clients. If you need our help, then call us. We are experts at what we do and we will put our knowledge to work for you. Hire us to be your disability legal team.