TWO REASONS TO HIRE A DISABILITY ATTORNEY TO WIN YOUR SSD CASE
There are many reasons to hire a disability attorney to represent you in your claim for disability benefits. You may think it costs too much money to hire an attorney. However, if you take a look at the whole picture, you will see that it is worth it. The top two reasons to hire a disability attorney, like those at Cannon Disability Law, are discussed below.
1. YOU ONLY PAY AN ATTORNEY FEE IF WE WIN YOUR CASE. NO ATTORNEY FEE IF YOU LOSE.
One of the main reasons people do not hire an attorney to help them with their disability case is cost. Most people think that hiring an attorney will cost too much money. However, in Social Security Disability cases, the attorney fee is set by law. This means that the attorney or the firm that you hire cannot charge you more than 25% of your back benefit. Your back benefit is money you are owed since the time you allege you originally became disabled. Furthermore, the attorney fee cannot be more than $6000 out of the back benefit. So, there is a cap on what the attorney can charge and the attorney fee is always whatever amount is the lesser amount. For example, if you have a back benefit of $10,000, the attorney fee is 25% of that amount or $2500. If you have a back benefit of $100,000, the most the attorney can charge in fees is $6000 out of the $100,000. This is the cap that is set by law and it is the most that the attorney can charge the client.
YOUR JUDGE MUST APPROVE YOUR ATTORNEY’S FEES
Additionally, the ALJ (administrative law judge) who decides you case must approve the representative’s fees. This makes it so that an attorney can never overcharge you for fees. Best of all, for you, there is no attorney fee if you lose your case. This may not sound like a good deal, because you don’t want to lose. But, neither does your attorney. Because if they lose, they don’t get paid. If the judge decides to deny your case, you attorney just worked for two years on your case for free. Nobody wants to work for two years for free. So, your attorney has a big motivation to win for you.
Many people think that 25% of the back benefit is too much money. They think they can win their case on their own, without any help. Of course, there is a small percentage of cases where that works out. However, the SSA denies most cases at the application and reconsideration level. This mean that most people who apply receive two denials. There is a better chance of winning your claim if you hire an attorney. Most importantly, your attorney does not charge a fee from your future benefit. So, even though you may end up paying 25% of your back benefit to the attorney if you win your case. You will receive benefits for years to come. Let’s look at a simple example.
25% OF THE BACK BENEFIT AMOUNT FOR AN ATTORNEY FEE IS A GREAT DEAL. HERE IS THE REASON WHY.
If you are 50 years old and win benefits, you will receive benefits for the next 17 years. You will receive benefits until you are 67, because that is retirement age. If your monthly benefit is $1000, that means you will receive $12,000 a year. This equates to $12,000 a year for 17 years. That means, if you win, you will win $204,000, plus your back benefit. Let’s say you win $10,000 in back benefits. The attorney fee will be $2500. So, if you win your case, your attorney is paid $2500 and you are paid $204,000, plus $7500. In short, you will get $211,500 in disability benefits. Your attorney will get $2500. Now, that is a good deal for you.
2. NATIONWIDE, SSA JUDGES ONLY GRANT 40% OF DISABILITY CASES. YOUR CHANCES OF WINNING GO UP IF YOU HIRE AN EXPERIENCED ATTORNEY.
In the last couple of years, the SSA has made efforts to get all of the judges across the nation to have the same approval and denial rates. Therefore, your judge is under pressure to deny approximately 60% of disability cases that are before her. All of the decisions that the judge issues are reviewed by the SSA. What do you think the Judge will want to do in your case if you show up without an attorney? Chances are good that your judge will deny your case. You may not believe it, but the judge is more likely to deny a claimant who does not have an attorney. Why? Because there is no one there to protect your rights and make the legal arguments that are necessary to win the case.
You may think you have a good disability case because your doctor says you are disabled and cannot work. But the judge does not have to obey your doctor. Also, you will not know how to cross-examine the witnesses that the judge calls to court. The judge can call a medical expert and a vocational expert. If you don’t have an attorney, you will not understand what the experts are testifying about. This can be very frustrating for you, but the experts are there to testify about how the law applies to your disability. Only an attorney or representative with experience can help you cross-examine these experts. You need an attorney who knows the law in order to win.
CANNON DISABILITY LAW HAS THE EXPERIENCE YOU NEED TO WIN DISABILITY BENEFITS
At Cannon Disability Law, we have 30 years of experience representing our clients in court. We have won thousands of disability cases for our clients and we can help you too. Don’t go to court without excellent representation. Your future income is at stake. You need to hire a firm that is on your side and can help you win the disability benefits that you deserve. We offer a free consultation. Also, we can often tell you over the phone if we can help you win your disability benefits. We represent clients in Utah, Nevada, Idaho, California, Washington, Colorado, Arizona, and Oregon. We can help you file your application for benefits at ssa.gov. Contact Cannon Disability Law today and hire us to be on your disability team. We work hard for our clients and we have the experience that you need to win your benefits.