SOCIAL SECURITY BENEFITS – WHEN TO FILE
SOCIAL SECURITY DISABILITY AND SUPPLEMENTAL SECURITY INCOME BENEFITS
Many people contact our office asking if they should file for Social Security Disability benefits or Supplemental Security Income. Typically, they wonder if they will be eligible for benefits, but they also wonder if they should wait to file for benefits; after all, many people are injured and think they may return to work or they become ill but believe they might get better.
Whether you have suffered a serious job injury, a car accident, or have a debilitating disease, every day you wait to file for disability benefits is a day that you lose money.
SSD benefits are available one year prior to the date of application if you were not working during that past year. SSI benefits are available on the date of application, but not prior to the application.
If you stop working and fail to apply, your “insurance” with the program runs out. If your insurance runs out, then you have a “date last insured” problem. This means, you must prove you were disabled in the past, when you last had insurance with the program. To learn more about your “date last insured,” read here.
APPLY FOR SOCIAL SECURITY AS SOON AS YOU KNOW YOU CANNOT WORK
Therefore, it is important to file for disability benefits as soon as you think you may have a period to time off work or you are uncertain as to when you may be able to return to work because of your disability. Applying for disability benefits is not a hard thing to do. It can be done online at the Social Security website and we can help you with your application.
You can also call Social Security at 1-800-772-1213 to begin your application over the phone. If you are in doubt about whether you should apply, call our office. It is free. And you can talk to one of our specialists. They will answer your questions. We can help you if you have a disability that prevents you from working.
WHAT IS A FREE CONSULTATION?
If you have a disabling condition, then Cannon Disability offers a free consultation. But, what does this mean?
For most people who want to become clients, it means we will talk to you about your Social Security case over the phone. We will not charge you to examine the merits of your case, including questions about unemployment benefits. Most lawyers do charge an attorney fee to review your case. We do not.
Please understand, however, that providing a free consultation is not the same thing as accepting representation. We examine the merits of your case based upon the facts you give us.
Sometimes, we will request that you send us medical records or a copy of your SSA paperwork. We do this so we can understand the details of your case. Even if we ask for more information, it does not mean we accept representation or that we are your attorney.
You will know if you hire our legal team because we will send you our contract and other Social Security paperwork to fill out. Return your paperwork to us as soon as possible. If you need help with this due to Covid, contact us.
If you do not sign and send the paperwork back, then we are not representing you. We will send you a pre-paid envelope to send the paperwork back to us. Or, we will accept electronically signed paperwork.
CANNON DISABILITY LAW WORKS ON A CONTINGENCY FEE BASIS
If you are seeking Social Security Disability benefits, you should hire an attorney. An attorney can help you apply for disability benefits. Studies show that you are three times more likely to win benefits if you hire an attorney.
In order to hire Cannon Disability, all you need to do is call us or contact us. We offer a free consultation over the phone. And, it doesn’t cost anything to call us.
Better yet, it also doesn’t cost you any upfront money to hire us. Why? Because you only pay us an attorney fee if we win your case. This is a contingency fee. It means if we win your SSD case, you pay the attorney fee out of your back benefits. If you do not win, there is no attorney fee to pay.
The attorney fee has a cap or a limit. The SSA sets the limit of the attorney fee at 25% of the back benefit or the attorney fee cap, whatever is less.
WHAT ARE THE COSTS OF YOUR SOCIAL SECURITY DISABILITY CLAIM?
The costs of a disability claim is the same for any disabling condition. If there are costs in your case, then you pay those. But typically those costs are less than $100. Costs are typically obtaining medical records. We try to keep your costs to a minimum.
Once we win your case, the payment of your attorney fee comes from your back benefit. This is unusual, because to hire most lawyers, you have to pay the attorney fee upfront. We don’t work like that.
You don’t have a job. So, the only way to pay us, is for us to win your case. That is our goal. We will also try to win your past due disability benefits. Likewise, if you have a prior application to reopen, we will do that too. Call today. See what we can do for you.
Additionally, we represent clients in many states. For example, we have clients in Nevada, Utah, and Idaho. We also represent clients in Colorado and California. Find out more about Nevada disability benefits here.
No matter where you live, we will answer your questions about your Social Security disability case. We want to be your disability legal team. If you have questions about benefits, give us a call today.
CANNON DISABILITY’S REPRESENTATIVES
If you want to learn more about the representatives at Cannon Disability Law, then read our About Us page. There you will find more information about our representatives. For example, Andria Summers can help you with your Medicare plan. Likewise, she has also won thousands of disability cases.
Dianna Cannon has many years of experience representing disability claimants. She has been an attorney for thirty years. Ms. Cannon also has bar licenses in a number of states. For example, she has a law license in California, Utah, Nevada, and Washington State.
Additionally, Brett Bunkall also has significant experience helping people obtain their SSI and SSD benefits. Mr. Bunkall has won thousands of disability hearing. He is an expert. Similarly, all of our representatives are experts. You can trust us to help you receive Social Security disability benefits.