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SAN DIEGO DISABILITY BENEFITS

San Diego skyline disability

If you live in San Diego and need disability benefits, you are in the right place. Cannon Disability Law can help you apply for Social Security Disability and Supplemental Security Income benefits.

You can also apply for disability benefits online at Social Security’s website. If you are unable to complete the application online, you can also apply by calling the SSA’s toll-free number, 1-800-772-1213. The SSA answer their phone line between 8:00 a.m. and 7:00 p.m.. Their representatives can make an appointment for you to apply.

As soon as you cannot return to work because of a disability, you should apply for benefits. Why? First, you need to apply because you cannot receive ongoing monthly benefits until you apply for them. Second, any past due disability benefits you might receive are also tied to the date of your application. Learn more about past due disability benefits here.

THERE ARE TWO TYPES OF DISABILITY BENEFITS – SSI & SSD BENEFITS

There are two types of disability insurance: Social Security Disability benefit and Supplemental Security Income benefits.

In order to qualify for Social Security Disability (SSD) benefits, you must have a work history. SSD benefits pay out to you and certain members of your family if you are “insured.” This means you have worked long enough and paid Social Security taxes. SSD benefits come with Medicare.

Supplemental Security Income (“SSI”) benefits are different than Social Security Disability (“SSD”) benefits.

SSI benefits are a “supplement” to SSD benefits. Eligibility is based on disability and financial need. It is also a benefit you can receive if you have never had a job. Or, if you have only worked for a short period of time. In order to be eligible for SSI you must meet the disability requirements. SSI benefits also come with Medicaid.

To qualify financially, you must not own significant assets (a cabin, snowmobiles, a boat) or  have more than $2000 in the bank. The financial asset rules that govern SSI are complex. Therefore, you may need the help of an SSI benefits attorney to navigate your eligibility.

APPLYING FOR SOCIAL SECURITY DISABILITY BENEFITS IN SAN DIEGO

To qualify for Social Security disability in San Diego, you’ll need to show the Social Security Administration (SSA) that you’re unable to perform any job on a full-time basis due to your disability. You will also need to prove that your disability is expected to last for at least a year.

Disability insurance is not the same as Workers’ Compensation benefits. In the case of disability benefits, injury or illness does not have to stem from a workplace event or accident. In fact, research by the U.S. Department of Education shows that the most common causes of long-term disability are heart disease and back injury. Additionally, cancer is another cause of long term disability. Next on the list are mental impairments. For example, anxiety and depression can be long term disabling conditions.

Unfortunately, most people who apply for benefits in San Diego receive a denial of their application. If this happens, you can appeal the decision. However, this usually entails a long wait. In fact, you are most likely to receive benefits  following a disability hearing. It can take up to two years to attend a hearing after you file your application for benefits.

SAN DIEGO SSI BENEFITS

When you apply for disability benefits, you are applying for both SSD and SSI benefits. Again, financial eligibility for SSI benefits, as well as a disability that keeps you from working, is a requirement to receive SSI.

In San Diego and throughout California, SSI recipients receive a federal benefit and a state supplementary payment (SSP). In 2022, the COLA increased to 5.9%. This made the maximum federal SSI payment go up from $794 in 2021 to $841 in 2022.

Therefore, in 2022, the average SSI monthly benefit amount is $841 per month. Some states, like California, contribute to the SSI payment. California pays the average highest SSI supplement, making the average payment in California approximately $729 per month. SSI benefit amounts vary due to individual circumstances.

For example, if you are married and your spouse is also eligible for SSI benefits, then you will get less in SSI per month than two separate individuals get. The maximum federal benefit rate for couples is only $1,261, which is less than two individual $841 payments.

Those who receive SSI benefits in San Diego may be eligible for an additional payment from the State of California (SSI stands for Supplemental Security Income, as described above). The amount depends on your living arrangements and could be anywhere from $20 per month to more than $1,000.

Those getting SSI are eligible for medical assistance through Medi-Cal. More information can be obtained online or by calling 1-800-541-5555.

SOCIAL SECURITY OFFICES IN OR NEAR SAN DIEGO WHERE YOU CAN APPLY FOR DISABILITY BENEFITS

Currently, Social Security offices are offering more in-person appointments. The SSA has resumed in-person services for people without an appointment.

However, to avoid waiting in line, the SSA strongly encourages people to use their online services at the Social Security website. Likewise, you can call them to schedule appointments in advance rather than walking in without an appointment.

Social Security Office Information – Downtown San Diego

The office in downtown San Diego is located on the corner of Front and Ash Street. Public parking is available, but only with pay meters or pay lots. However, public transportation is within walking distance to the office.

Other San Diego Social Security Administration Offices

8505 Aero Dr
San Diego, CA – 92123
Phone: 1-866-331-6397
Fax: 1-833-902-2596

Hours:
Monday     9:00 AM – 4:00 PM
Tuesday     9:00 AM – 4:00 PM
Wednesday     9:00 AM – 12:00 PM
Thursday     9:00 AM – 4:00 PM
Friday     9:00 AM – 4:00 PM
Saturday     Closed
Sunday     Closed

This particular office no longer processes Social Security cards or Social Security number verifications. Therefore, if you live in San Diego and need these services, then you should visit on of the “card centers.”

These are located at: SDCC 00R: 109 W Ash Street, San Diego, CA 92101 (adjacent to the downtown FO) ECCC 00S: 810 Arnele Ave, El Cajon, CA 92020. The card center hours are M-F 9:00AM-3:30PM.

Two other offices: National City and El Cajon

700 East 24th Street, Suite B
National City, Calfornia
91950

810 Arnele Ave
El Cajon, California
92020

THE CALIFORNIA SDI/PFL BENEFIT

California offers other disability benefits through the state, for those who are residents in San Diego. One of those is SDI. SDI generally pays 55% of your average wages for up to 52 weeks of having a disability. However, your income may change from month to month, making it hard to know what your exact average weekly income.

When SDI looks at your earnings to figure out how much you should receive in benefits, they will look at how much you earned in the 12 months prior to your base period:

  • Roughly 17 months before your disability started and
  • About 5 months before your disability started.

These 12 months are called your base period. To get SDI benefits you must have earned at least $300 in your base period. Additionally, you must have paid SDI taxes on those earnings.

SDI then takes that 12-month base period and divides it into four quarters. The quarter in which you earned the most money is the quarter they use to decide your benefit amount.

YOUR CALIFORNIA BENEFIT PERIOD

Typically, you receive your first benefit payment within two weeks of filing your claim. You will receive benefit payments every two weeks until your benefit period is over.

Most people receive their payments through a debit card. You can use your debit card to buy things like food, for example.  You can also set to up the payment to automatically deposit your benefit to a bank account. If you want, you can also choose to get your checks mailed to you.

Your benefit period usually ends on the date your doctor states you can return to work. When that date comes, SDI tells you your benefit is ending. If you still can’t work because of your disability, then your doctor can request a longer benefit period for you.

While you are getting benefit payments, you will periodically be asked to file a “continued claim certification.” This can be done online through your SDI Online account or you can do it by mail.

SDI is meant to replace income for up to 52 weeks. That means  you can receive a benefit up until you have been paid 52 times your weekly benefit amount. However, if you work part-time or your benefit is reduced for another reason, then you can receive a benefit for longer than 52 weeks.

SAN DIEGO MEDICAL RESOURCES

When you apply for Social Security in San Diego, an employee from the Department of Disability Determination (DDS) will review your file to determine if you are eligible for disability benefits. DDS is a state run agency, but they review all of the federal disability applications.

The main thing DDS is looking for are medical records which show exactly how your disability prevents you from working. Therefore, it is very important to obtain regular, consistent medical treatment.

Medical records are crucial to winning disability benefits, because they are evidence in your case. To learn more about the importance of medical records in your disability case read here.

If you are having trouble finding affordable healthcare to prove your disability, then please contact the following San Diego healthcare resources:

North Park Family Health Center
3544 30th Street
San Diego, CA 92104
(619) 515-2424

Comprehensive Health Center
3177 Ocean View Boulevard
San Diego, CA 92113
(619) 231-3200

San Diego Family Care
4305 University Avenue, Ste. 150
San Diego, CA 92105
(619) 280-2058

Diamond Neighborhoods Family Health Center
220 Euclid Avenue, #40
San Diego, CA 92114
(619) 515-2560

Operation Samhan
2743 Highland Avenue
San Diego, CA 91950
(619) 474-3919

Sharp Healthcare
8695 Spectrum Center Blvd.
San Diego, CA 92123
(800) 827-4277

Urgent Care & More
3434 Midway
San Diego, CA 92110
(619) 225-6200

SAN DIEGO MENTAL HEALTH RESOURCES

If you are applying for disability benefits in San Diego, you may also be suffering from a psychiatric condition. Mental health impairments can result in disability and the inability to work. Therefore, it is equally important to obtain mental health treatment to document your disability.

San Diego County mental health services provides a toll-free number at which you can obtain referrals to mental health care professionals. This number also serves as a mental health crisis and suicide prevention hotline. The number is 1-800-479-3339.

CANNON DISABILITY LAW – THE BEST SSD ATTORNEYS IN SAN DIEGO

At Cannon Disability, we are experts in winning disability benefits. For example, in the last 30 years, we have won over 20,000 disability cases for our clients. If you need help applying for benefits, contact our office. We can also help you appeal a denial from the SSA.  Additionally, if you do not have medical evidence, then you can find a free or low cost California doctor here.

If you contact our office for help with your application, then make sure you have some basic facts ready.  For example, we will need to know your birthdate, wedding date, and divorce date. We will also need to know the date you last worked. Also, we will need to know the names, addresses, and phone numbers of your doctors.

For instance, the disability application asks basic information about your family and your children. Likewise, you will need your work history. Also, you will need to describe what job you did at each workplace. The SSA needs to know this information in order to process your application.

FREE CONSULTATION FOR SAN DIEGO DISABILITY BENEFITS

Cannon Disability offers a free consultation for all San Diego residents. But, what does this mean?

For instance, if you want to become our client, then it means we will talk to you about your case over the phone. We will not charge you to examine the merits of your case, including questions about San Diego and California benefits. Most lawyers do charge an attorney fee to review your case. We do not.

Please understand, however, that providing a free consultation is not the same thing as accepting representation. We examine the merits of your case. But, we can only do that based upon the facts you give us. If you don’t give us all the facts, then we have to make a decision about the merits of our case anyway.

Sometimes, we will request that you send us medical records or a copy of your SSA paperwork. We do this so we can understand the details of your case. Even if we ask for more information, it does not mean we accept representation or that we are your attorney.

You will know if you hire our legal team because we will send you our contract and other SSA paperwork to fill out. This paperwork must be returned to us immediately.

If you do not sign and send the paperwork back, then we are not representing you. We will send you a pre-paid envelope to send the paperwork back to us. Or, we will accept electronically signed paperwork.

CANNON DISABILITY LAW WORKS ON A CONTINGENCY FEE BASIS

If you are seeking Social Security Disability benefits in San Diego, you should hire an attorney with experience. An attorney can help you apply for disability benefits.

Studies show that you are three times more likely to win benefits if you hire an attorney. In order to hire Cannon Disability, all you need to do is call or contact us. We offer a free consultation over the phone. And, it doesn’t cost anything to call us.

Better yet, it also doesn’t cost you any upfront money to hire us. Why? Because you only pay us an attorney fee if we win your case. This is a contingency fee. It means if we win your SSD and SSI case, you pay the attorney fee out of your past due or back benefits. If you do not win, there is no attorney fee to pay.

The attorney fee has a cap or a limit. The SSA sets the limit of the attorney fee at 25% of the back benefit or the attorney fee cap, whatever is less.

WHAT ARE THE COSTS OF YOUR CLAIM?

If there are costs in your San Diego disability case, then you pay those. But typically those costs are less than $100. Once we win your case, the attorney fee comes from your back benefit.

But, to hire most lawyers, you have to pay money upfront. We don’t work like that. You don’t have a job. So, the only way to pay us, is for us to win your case. That is our goal. Call today. See what we can do for you.

Additionally, we represent clients in many states. For example, we have clients in Nevada, Utah, Idaho, Colorado and California. Find out more about Nevada disability benefits here.

Learn more about Utah disability benefits here. We have information about California disability benefits here. No matter where you live, we will answer your questions about unemployment benefits. We want to be your disability legal team. If you have questions about disability benefits and you live in San Diego, then give us a call today.

CANNON DISABILITY’S REPRESENTATIVES

If you want to learn more about the representatives at Cannon Disability Law, then read our About Us page. There you will find more information about our representatives. For example, Andria Summers can help you with your Medicare plan. Likewise, she has also won thousands of disability cases.

Dianna Cannon has many years of experience representing disability claimants. She has been an attorney for thirty years. Additionally, she is a member of the state bar in California. Brett Bunkall also has significant experience helping people obtain their SSI and SSD benefits. We are experts. You can trust us to help you receive disability benefits.

In the past 30 years, we have won over 20,000 SSDI and SSI cases for our clients. Also, we help our clients optimize their benefits.

If you need disability benefits and you live in San Diego, then we will walk you through your options. Trust us. You do have many options. Our specialists can help also you apply for disability benefits.

Likewise, if you need an appeal, we can help you do that too. There are also forms you will need to fill out. But, don’t worry. If you have questions about these forms, we will answer them. You can learn more about SSA’s appeal forms here. Call us for free today. Let us help you win your San Diego disability benefits.

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