When To File For Social Security Benefits
Many people contact our office asking if they should file for Social Security Disability benefits or Supplemental Security Income. Typically, they wonder if they will be eligible for benefits, but they also wonder if they should wait to file for benefits; after all, many people are injured and think they may return to work or they become ill, but believe they might get better. Whether you have suffered a serious job injury, a car accident, or have a debilitating disease, every day you wait to file for disability benefits is a day that you lose money. SSD benefits are available one year prior to the date of application, if you were not working during that past year. SSI benefits are available on the date of application, but not prior to the application. Therefore, it is important to file for disability benefits as soon as you think you may have a period to time off work or you are uncertain as to when you may be able to return to work because of your disability. Applying for disability benefits is not a hard thing to do. It can be done online at ssa.gov and we can help you with your application. You can also call Social Security at 1-800-772-1213 to begin your application over the phone. If you are in doubt about whether you should apply, call our office for free and talk to one of our specialists. We can help you if you have a disability that prevents you from working.