How Much Money Is My Monthly Disability Benefit?
FILING FOR SSD & SSI DISABILITY BENEFITS
A monthly disability benefits is available if you cannot work for 12 months or longer. Disability benefits replace your income and Cannon Disability Law can help. Under Social Security rules, if you are unable to work a full-time job because of a physical or mental impairment, then we can help you obtain your disability benefits. Most importantly, you won’t pay a Social Security Disability Attorney fee until we win your benefits.
If you need benefits, then you must apply for them. It is easy to apply for SSD & SSI benefits online at Social Security’s website. We can help you apply for benefits if you need help understanding what to do.
In addition to helping you apply for benefits, we can help you appeal. We will appeal any denial you receive from the SSA. Chances are high that you will receive a denial of your Social Security disability claim at the initial level. You may also receive a denial at the reconsideration level. If so, then you need to appeal within 60 days.
MONTHLY DISABILITY BENEFIT
How much money is your monthly disability benefit going to be? There are ads on the internet that promise people who apply for disability benefits will receive almost $3000 a month. If only that were true. These ads are alluding to a benefit amount that is not available to most working people who pay their taxes.
If you live in Utah, you can find out more about Utah SSD benefits. We also have resources for free and low cost medical care in Utah on our website.
If you live in Las Vegas, Henderson, or Reno, then we have Nevada SSDI benefit information. Read more information about filing for SSDI benefits in Nevada. We have similar information about California SSD benefits.
PAY YOUR TAXES IN ORDER TO GET YOUR MONTHLY DISABILITY BENEFIT
Social Security Disability benefits are available once you are found disabled. But, the amount you get on a monthly basis depends upon the amount of money you have earned during your working life. It also depends on your age and whether or not you have paid taxes on your earnings. If you paid taxes, you contribute to the Social Security system and the benefits are available to you.
THE DIFFERENCE BETWEEN SSI AND SSD BENEFITS
Supplemental Security Income (“SSI”) benefits are different than Social Security Disability (“SSD”) benefits. SSI benefits are a “supplement” to SSD benefits, paid to you if your monthly SSD benefit is a low amount of money. It is also a benefit you can receive if you have never had a job or even if you have only worked for a short period of time. In order to qualify for SSI you must meet the disability requirements. However, you must also meet SSA’s income and asset requirements.
SSI benefits also come with Medicaid. Find out more about garnishment of SSI benefits.
However, you must also qualify financially by not having significant assets (a cabin, a boat) or money (more than $2000 saved in the bank). The financial asset rules that govern SSI are complex. Therefore, you may need the legal help of an SSI benefits attorney to learn if you qualify. Our office is in Salt Lake City, but our attorneys can help you wherever you live.
FILING A CONCURRENT CLAIM OR QUALIFYING FOR BOTH SSD AND SSI BENEFITS
If you have worked full-time and earned a low wage, you could qualify for a combination of both SSI and SSD benefits. The SSA calls this a “concurrent claim” for disability benefits. SSD is the benefit you obtain if you have a certain number of work quarters. SSI benefits are a supplement to SSD benefits. Together, the two benefits, can bring you to a higher monthly benefit amount than one benefit alone.
If you want to win SSD and SSI benefits, you need to take the first step and call us now. Hire our team of disability attorneys to help you with your case. You also need to go to the doctor, counselor, or treating medical source to prove you have a disability. The medical records are the information we will need to prove to the SSA that you meet the disability criteria. Don’t worry. Your job is to go to the doctor and get treatment for your condition. We will help you collect the medical records you need to prove your disability to the SSA.
FALSE ADS PROMISE LARGE BENEFIT AMOUNTS
Many people think they automatically qualify for a certain amount of monthly SSDI payments. They are surprised to learn that their monthly benefit is not as high as they hoped. Do not fall for misleading ads from the internet or TV. The average monthly SSDI benefit is usually between $1000-$1500. Supplemental Security Income benefit amounts vary by state. But, it is not usually more than $1000 per month. For example, in 2024, the federal amount for SSI is $943 per month.
HIGH EARNINGS EQUALS A HIGH MONTHLY DISABILITY BENEFIT
To receive a disability benefit that is close to the maximum amount payable, you need to earn a high salary. You also need to pay your taxes for over 20 years. For example, the maximum monthly Social Security retirement benefit at normal retirement age is $2,788 for 2018 and $2,861 for 2019.
However, it is important to remember that the maximum allowable benefit amount is only available to those individuals who had the maximum taxable earnings for at least 35 working years. It is a similar calculation in order to determine the monthly benefit for disabled individuals. If you need further information about how to apply for benefits or want to know if you qualify, then contact us today.
THE LAWYERS AND STAFF AT CANNON DISABILITY LAW
If you want to learn more about the representatives at Cannon Disability Law you can go to our About Us page. For example, you may want to know that Dianna Cannon has been helping clients win Social Security benefits for over thirty years. Brett Bunkall and Andria Summers have also won thousands of SSDI and SSI cases.
In the past 30 years, we have won over 20,000 SSDI and SSI cases for our clients. Our experts can help you apply for SSDI benefits using the SSA’s website. However, we will need your help to apply for SSI benefits. Why? Because only you know your personal financial information. SSI benefits require you to have minimal assets and monthly income.
Likewise, if you need an appeal, we can help you do that too. There are also many forms that will need to be filled out. Don’t worry. If you have questions about these forms, we will answer them. Also, you can learn more about SSA’s appeal forms. Call us today.
