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DISABLED? CAN YOU GET FORGIVENESS OF STUDENT LOAN DEBT?

STUDENT LOAN DEBT AND DISABILITY

Student loan debt is almost impossible to pay if you have a disability. An increasing number of Social Security Disability beneficiaries have federal student loan debt. The Government Accountability Office recently released a report (GAO-14-866T) indicating that “from 2002 through 2013, the number of individuals whose Social Security benefits were offset to pay student loan debt increased about five-fold from about 31,000 to 155,000.”

Since the report notes that only about 36,000 of those having benefits offset were aged 65 and older, many individuals with disabilities are having their benefits garnished for student loan debt, even though they may be eligible to have their debt forgiven.

Please be aware there may be though tax consequences of discharged debt and you would need to consult an accountant about your particular financial situation.  If you are disabled and think you may be eligible for discharge of your debt, call the SSA to see if you can receive forgiveness of your student loan debt.  The SSA’s national number is 1-800-772-1213.

CANNON DISABILITY LAW CAN HELP YOU WITH DISABILITY BENEFITS

At Cannon Disability Law, we have 30 years of experience representing our clients in court. We have won over $100 million in disability benefits for our clients and we can help you too. Don’t go to court without excellent representation. Your future income, for yourself and your family, is at stake. You need to hire a firm that is on your side and can help you win the disability benefits that you deserve.

Our law firm offers free consultations. However, we don’t take the disability case of every person who calls our office. We only accept representation in the cases that we believe the claimant has a disability that prevents them from working. You can call us for free and we can often tell you over the phone if we can help you win your disability benefits. If you are unable to call, you can also contact us using the contact page on this website. We represent clients in Utah, Nevada, Idaho, California, Washington, Colorado, Arizona, and Oregon. Also, we can help you file your application for benefits at ssa.gov. Contact Cannon Disability Law today and hire us to be your disability legal team.

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