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Check Your Earnings To Protect Your Future


The monthly amount of your Social Security Disability benefits and your future retirement benefits is based upon your earnings. You are responsible to check your earnings statement every year. Therefore, you must check your earnings to make sure they are properly reported to the SSA and IRS.

When you file your income taxes you are reporting your income to the IRS. Your employer also does this. The IRS reports your yearly earnings to the Social Security Administration.  If your employer makes a mistake reporting your wages or you make a mistake on your taxes, then the mistake occurs in your records.

The IRS will share the incorrect wage information with the SSA.  If an employer doesn’t fully report your income, then your monthly SSDI payment and your future monthly retirement payment will be less money than you should receive. You have to fix the mistake. Don’t trust the government or your employer to fix it. Trust yourself.

photo of money social security disability money representing disability payment


Your SSDI benefit is the same amount of money as your full retirement benefit. Your full retirement age depends on the year you were born. However, for most people, full retirement age is now 66 or 67 years old. Early retirement is at 62 years old. If you take early retirement, then you get a lower amount of monthly retirement benefits for the rest of your life. Learn more about retirement.

If you are eligible for SSDI benefits, then you also obtain more benefits for your family. For example, your current spouse may qualify for benefits. Additionally, if you have young children below the age of 18, then they will qualify for benefits too.  If you have a child with a disability, then they will qualify. Even your ex-spouse may be eligible for benefits based on your work record.

Moreover, when you die, your work record continues to provide benefits to your family. For example, your spouse could receive survivor benefits. Even your ex-spouse, depending on certain factors, can receive benefits.

Additionally, you also qualify to receive spousal benefits, just like your spouse can. You can also get divorcee spousal benefits and survivor benefits. By working, you qualify for these benefits just like the rest of your family. The amount of money you receive is based on the work records of your current or former spouse. Therefore, make sure your work record is accurate. Likewise, make sure your spouse’s earning record is correct.

Learn more about the solvency of the SSA’s retirement and disability programs.


There is a simple way to make sure that the Social Security Administration has documented your earnings correctly.  You can go online and create a personal account at Social Security’s website and through that account you can request a copy of your earning’s record.  It does not take much time to create a personal account. Your  account information is private. Only you can access it. Once you obtain your earning’s record, review it for accuracy.

If it seems that your earnings have not been reported properly, you can have the SSA amend your earnings record. But you can only change it  if you have proof of your earnings.  You can also amend your taxes with the IRS. However, there is a time limit on your ability to go back into the past and amend taxes.

You should review your earning’s record at least once a year to make sure that it is correct.  If you do so, you will ensure that your yearly earnings are being properly credited to you. Therefore, you will receive the correct amount of monthly payments if you ever receive disability benefits or when you retire.


If you need help with creating an online account, then call Cannon Disability Law. We can help you file your application for SSDI and SSI benefits. Also, we can help you appeal any denial of benefits you receive. There are also many forms that will need to be filled out. Don’t worry. If you have questions about these forms, then we will answer them. Call us today. We want to be your legal team.

It doesn’t cost anything to call us. We offer a free review of your case. It also doesn’t cost you any money to hire us. Why? Because you only pay us an attorney fee if we win your case. This means if we win, then you pay out of your back benefits. If you do not win, then there is no attorney fee to pay. Our fee is capped at $7200 or 25% of your back benefit, whatever is less.

If there are costs in your case, then you pay those. But the costs in most cases are less than $100. Since we are only paid if we win, we work hard to win. Once we win, we are paid from your back benefit. But, to hire most lawyers, you have to pay upfront. We don’t work like that. You don’t have a job. So, the only way to pay us, is for us to win your case. That is our goal. Call today. See what we can do for you.


At Cannon Disability Law, we can help you apply for benefits. Also, we can help you appeal a denial from the SSA. Likewise, we can represent you in court.  If necessary, we can also appeal your case to the Appeals Council. Additionally, we can file an appeal in Federal Court. We can represent you not matter where you live. Our office is  in Utah and we have a location in Nevada. We also have clients in Colorado, Idaho, and California.

Also, we bring over 60 years of legal experience to your case. For instance, Dianna Cannon has been helping people win benefits for over thirty years. Brett Bunkall and Andria Summers also have many years of legal experience. Together, we have won over 20,000 SSD hearings. Find out more on our About Us page. You can trust that we will do everything we can to win your SSD and SSI benefits.

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